Payless Power electricity & gas plans 2026

Electricity rates are quoted in cents per kilowatt-hour (¢/kWh); natural gas rates are quoted in dollars per therm (\$/therm). Many plans also have a fixed monthly service fee ($5-$20 is typical) and a contract term (6, 12, 24 or 36 months are most common). Multiply the unit rate by your monthly usage from a recent bill, add the monthly fee, and compare across suppliers and the utility's default price-to-compare for your zip code.

If you leave a fixed-rate plan before the contract end date, most retail suppliers charge a flat ETF of $50-$200 (or $10-$25 per remaining month). The exact figure is in your enrollment letter and Terms of Service. Switching back to the local utility's default supply is always free and never triggers an ETF.

No. Retail-supplier rates cover the energy supply only — generation for electricity, gas commodity for natural gas. Your utility separately bills the delivery (distribution) charge, taxes, and any state surcharges. The total bill is supply + delivery + taxes. Payless Power can only change the supply portion; delivery is fixed by your local utility regardless of who supplies your energy.

Fixed-rate plans lock in the unit rate for the contract term (typically 6-36 months). Variable-rate plans can change every billing cycle and are tied to wholesale-market prices — they are usually cheaper at sign-up but can spike during cold snaps or grid stress. Indexed plans follow a published index (e.g. Henry Hub for gas) plus a fixed adder. Always check whether your plan is fixed, variable or indexed in the Terms of Service before enrolling.